Super Visa Insurance
Explore emergency medical plans for parents and grandparents visiting family in Canada, including options for eligible Super Visa applicants.
Learn about Super Visa
Insurance with a personal touch
Meet your insurance advisorHarpal SinghOntario-licensed insurance guidance
Insurance guidance for the people who matter most.
Explore Super Visa, Visitors to Canada, Life and Critical Illness coverage with Harpal Singh. Compare your options online and ask questions in English, Hindi, Punjabi or Urdu.
Compare coverage choices Helpful, personal adviceService in English, Hindi, Punjabi, Urdu
Explore your optionsCompare plan features and pricing
Understand your coverageKnow what's covered and what's not
A real advisor to callQuestions answered along the way
What we can help with
Insurance options for every chapter of life.
Whether you're planning a family visit, taking your next trip, or building financial security, start with the coverage that matters to you.
Visitors to Canada Insurance
Review medical insurance options for visitors, new arrivals and temporary stays. Compare deductibles, benefits and policy limitations.
Explore visitor plansLife Insurance
Consider term and permanent life insurance for family income protection, mortgage needs, estate planning and other long-term goals.
Explore life insuranceCritical Illness Insurance
Understand how an eligible covered diagnosis may provide a lump-sum benefit, subject to the insurer's policy terms and conditions.
See coverage optionsTravel Insurance
Before you travel, consider emergency medical insurance that fits your destination, trip length and personal circumstances.
Explore travel insurancePersonalized Coverage Review
Not sure where to begin? Have a conversation about your needs and review the trade-offs before deciding on a plan.
Ask for guidanceClear from the start
Coverage decisions, made simpler.
A straightforward process to help you understand the available choices and move forward comfortably.
01
Tell us what you need
Select a type of insurance and provide the relevant details when the live quote system opens.
02
Review suitable options
Compare available premiums, benefits and deductibles. Read the policy details, including exclusions.
03
Choose with confidence
Apply online where supported, or speak directly with Harpal before making your decision.
Harpal SinghPersonal advice. Thoughtful protection.
Meet your advisor
Meet Harpal Singh — Your Trusted Insurance Advisor
I’m Harpal Singh, a licensed insurance advisor in Ontario, dedicated to helping individuals and families protect what matters most. From life and critical illness insurance to income protection and long-term financial security, I provide personalized guidance to help you make informed decisions with confidence. My goal is to simplify insurance, find solutions that fit your needs and budget, and help you build a more secure future for you and your loved ones.
- Personal assistance by phone and email
- Clear explanations of coverage considerations
- Convenient online insurance options where available
Licensing: Licensed in Ontario only.
Languages: English · Hindi · Punjabi · Urdu
Talk to HarpalAnswers at a glance
Frequently asked questions.
Helpful information before choosing your insurance policy. Always check the insurer's current policy documents and conditions.
Ask Harpal a questionHow much medical coverage is required for a Canadian Super Visa?
IRCC currently requires at least $100,000 in emergency medical coverage, with insurance valid for at least one year from entry. The policy must cover health care, hospitalization and repatriation, and meet other IRCC conditions. Review the official requirements before buying.
Does Super Visa insurance have to come from a Canadian insurer?
Not always. IRCC also permits qualifying policies from certain foreign insurers authorized by OSFI to provide accident and sickness insurance, provided the policy meets the applicable requirements. Eligibility should be verified using current government guidance.
Can visitors to Canada get coverage for pre-existing conditions?
Some plans offer coverage for eligible stable pre-existing conditions, while others exclude them. Eligibility, stability periods, medical questions and exclusions differ by insurer and plan. Carefully review the policy wording.
What is an insurance deductible?
A deductible is the amount you may need to pay toward an eligible claim before the insurer contributes, as specified in the policy. Higher deductibles can lower premiums, but they may increase your out-of-pocket costs.
What is the difference between term life and whole life insurance?
Term life generally provides coverage for a selected period, such as 10, 20 or 30 years. Whole life is designed to provide lifelong coverage if the policy remains in force, and may include cash value features. Availability and costs vary.
Can I speak with an advisor before purchasing?
Yes. Call (647) 804-0326 or email harpal012@gmail.com to discuss your questions. Online application options depend on the insurance product and provider.
We're here to help
Have a question about insurance? Let's talk.
Whether you're comparing quotes or need help understanding a policy, reach out and take the next step with greater clarity.